We're here for Transport Workers
Please note that Transport Mutual Credit Union will be closed Friday for Anzac Day. We will resume normal operations on Monday 28 April 2025. Internet and Mobile banking will still be available to use.
| Interest rate | Comparison rate | |
| Basic Variable Home Loan | 8.38% p.a. | 8.48% p.a. |
Owner Occupied
| Interest rate | Comparison rate | |
| 1 year | Principal & interest | 7.69% p.a. | 8.62% p.a. |
| 2 year | Principal & interest | 7.89% p.a. | 8.56% p.a. |
| 1 year | Interest only | 7.69% p.a. | 8.62% p.a. |
| 2 year | Interest only | 8.44% p.a. | 8.68% p.a. |
Investment
| Interest rate | Comparison rate | |
| 1 year | 7.94% p.a. | 8.65% p.a. |
| 2 year | 8.19% p.a. | 8.63% p.a. |
| Interest rate | Comparison rate | |
| Home Loan - Interest Only | 7.44% p.a. | 7.53% p.a. |
| Interest rate | Comparison rate | |
| Standard Variable Home Loan | 8.63% p.a. | 8.73% p.a. |
| Interest rate | Comparison rate | |
| Refi Home Loan Special | 6.69% p.a. | 6.78% p.a. |
| Refi Home Loan Investment Loan | 6.89% p.a. | 6.98% p.a. |
| Interest rate | Comparison rate | |
| 1 Year Fixed Special Rate | 5.54% p.a. | 5.71% p.a. |
| Interest rate | Comparison rate | |
| FASTROAD New (0 to 5 years old) | 7.14% p.a. | 7.45% p.a. |
| Interest rate | Comparison rate | |
| FASTROAD Used (over 5 years old | 9.14% p.a. | 9.49% p.a. |
| Interest rate | Comparison rate | |
| GreenRoad Loan | 6.89% p.a. | 7.20% p.a. |
| Interest rate | Comparison rate | |
| Travel Loan | 11.64% p.a. | 11.92% p.a. |
| Interest rate | Comparison rate | |
| Credit Card Crusher | 11.89% p.a. | 12.18% p.a. |
| Interest rate | Comparison rate | |
| Unsecured Personal Loan | From 11.14% p.a. | From 11.42% p.a. |
| Multi-Access | Interest rate |
| Up to $4,999.99 | 0.015% p.a. |
| $5,000 - $19,999.99 | 0.02% p.a. |
| $20,000 - $49,999.99 | 0.045% p.a. |
| $50,000 & Over | 0.075% p.a. |
| Redifund | Interest rate |
| $5,000 - $9,999.99 | 1.05% p.a. |
| $10,000 - $24,999.99 | 1.10% p.a. |
| $25,000 - $49,999.99 | 1.15% p.a. |
| $50,000 - $99,999.99 | 1.20% p.a. |
| $100,000 - $249,999.99 | 2.25% p.a. |
| $250,000 plus | 2.35% p.a. |
| Premium Savers Accounts | Interest rate |
| $10,000 & Over | 2.25% p.a. |
| Kid Savers Accounts | Interest rate |
| Up to $10,000 | Earn up to 3.50% p.a. |
| Christmas Club Account | Interest rate |
| All balances | 3.00% p.a. |
| Term Deposits (minimum $1000) | Interest rate Paid on maturity or 6 monthly |
Interest rate Paid 4 weekly on amounts over $5,000 |
| 3 months | 2.70% p.a. | N/A |
| 4 - 5 months | 2.70% p.a. | N/A |
| 6 - 11 months | 3.20% p.a. | N/A |
| 12 - 23 months | 3.45% p.a. | 3.40% p.a. |
| 24 months | 3.45% p.a. | 3.40% p.a. |
| Edvest Members term deposit |
Interest rate |
| 12 - 23 months | 3.50% p.a. |
| 24 months | 3.50% p.a. |