Keep informed on all the latest interest rates for savings, loans and investments as well as any fees and charges.


 

Home Loan and Investment Interest Rates

Rates current as at 22nd November 2023

Loan Type Interest Rate Comparison Rate  
1 Year Fixed Home Loan 7.69% p.a.   8.62% p.a. Learn more
2 Year Fixed Home Loan 7.89% p.a. 8.56% p.a. Learn more
Home Loan - Interest Only 7.69% p.a. 7.78% p.a. Learn more
1 Year Fixed Rate Interest Only 8.19% p.a. 8.67% p.a. Learn more
2 Year Fixed Rate Interest Only 8.44% p.a. 8.68% p.a. Learn more
Basic Variable Home Loan 8.63% p.a. 8.73% p.a. Learn more
Standard Variable Home Loan 8.88% p.a. 8.98% p.a. Learn More
Home Equity Variable Loan 9.19% p.a. 9.29% p.a. Learn More
Refi Home Loan Special 6.94% p.a. 7.03% p.a. Learn more
Refi Home Loan Investment Loan 7.14% p.a. 7.23% p.a. Learn more
1 Year Fixed Rate Investment 7.94% p.a. 8.65% p.a.  
2 Year Fixed Rate Investment 8.19% p.a. 8.63% p.a.  

Personal and Car Loan Rates

Rates current as at 22nd November 2023

Loan Type Interest Rate Comparison Rate  
FASTROAD New (0 to 5 years old) 7.14% p.a. 7.45% p.a. Learn more
FASTROAD Used (over 5 years old) 9.14% p.a. 9.49% p.a. Learn more
GreenRoad Loan 6.89% p.a.   7.20% p.a. Learn more
Travel Loan 11.64% p.a. 11.92% p.a. Learn more
Credit Card Crusher 11.89% p.a. 12.18% p.a. Learn more
Unsecured Personal Loan From 11.14% p.a. From 11.42% p.a. Learn more

Savings Interest Rates

Rates current as at 22nd November 2023

Multi-Access (S4) Interest Paid Quarterly  
Up to $4,999.99 0.015% p.a. Learn more
$5,000 - $19,999.99 0.02% p.a.  
$20,000 - $49,999.99 0.045% p.a.    
$50,000 & Over 0.075% p.a.    

 

Business Account (S50) Interest Paid Annually  
Up to $4,999.99 0.015% p.a.   Learn more
$5,000 - $19,999.99 0.02% p.a.    
$20,000 - $49,999.99 0.045% p.a.    
$50,000 & Over 0.075% p.a.  

 

Redifund (S7) Interest Paid Quarterly  
$5,000 - $9,999.99 1.05% p.a.   Learn more
$10,000 - $24,999.99 1.10% p.a.    
$25,000 - $49,999.99 1.15% p.a.    
$50,000 - $99,999.99 1.20% p.a.    
$100,000 - $249,999.99 2.25% p.a.  
$250,000 plus 2.35% p.a.  

 

Premium Savers Accounts (S8) Interest Paid Monthly  
$10,000 & Over 2.25% p.a. Learn more

 

Kid Savers Accounts (S6) Interest Paid Quarterly  
Up to $10,000   3.50% p.a.   Learn more

 

Christmas Club Account (S5) Interest calculated daily and paid on 31st October and 30th June  
All Balances 3.00% p.a. Learn more

Term Deposit Rates

Rates current as at 12th April 2023

Term Deposits (minimum $1000) Interest Paid on Maturity or 6 Monthly Interest Paid 4 Weekly on Amts > $5000 Edvest Members  
3 mths 2.70% p.a.       Learn more
4 - 5 mths 2.70% p.a.        
6 - 11 mths 3.20% p.a.        
12 - 23 mths
3.70% p.a.   3.65% p.a.   3.75% p.a.    
24 mths
4.20% p.a.   4.15% p.a.   4.25% p.a.    

 

Why choose Transport Mutual Credit Union?

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