Have you ever wondered what the difference is between a credit card and a debit card? Which one’s better? Which one should I be getting? So many questions that we are here to answer! Read along to find out 5 things everyone should know about credit and debit cards.  1. Credit cards use borrowed funds When using a credit card, you are essentially ...

The current rain event and associated flooding is bringing challenges and risk to people all over south-east Queensland and NSW. The Credit Union’s membership is spread far and wide across the states and so TMCU has activated its disaster relief support package for affected Members.This package includes low interest loans, deferred loan repayments...

Learn how you can protect yourself against fraud and scams online. Security Alert from the ACCC The ACCC has advised that many Australians are receiving scam text messages about missed calls, voicemails or deliveries, asking you to click on a link to download an App. However, the message is fake and the App is actually malicious software known as...

If you’ve been bombarded with strange texts lately, you’re not alone because thousands of Australians have been reporting scam text messages and unfortunately these messages are often attempting to infect your device with Flubot malware. What Is FluBot?FluBot is malware that can be installed on your Android device, usually without your knowledge. ...

Being money smart is an important life skill. You can introduce your kids to concepts of money and saving from a young age to shape their relationship with money. And would you believe us when we say you can even make money fun for kids! Read along to find out our best tips: Pocket money for choresTo teach children the value of money, you can rew...

Here at Transport Mutual, we care about our future, which is why we like to promote sustainable choices that lower your carbon footprint. There are many choices you can make in your day-to-day life to lessen the impact you make on your environment. What is a carbon footprint?A carbon footprint is the total amount of greenhouse gases that are gener...

A credit score represents the creditworthiness of an individual. Here at TMCU, we take cautionary measures to ensure we accurately calculate member’s credit scores. So how exactly are they calculated, and what does your credit score mean for you? Read along to find out. How are credit scores calculated?A credit score is calculated from a credit re...

Credit card debt can get to the worst of us sometimes. Here are 4 awesome hacks that you can use to save money and maximise rewards with your credit card! 1. Set a monthly budget Before signing up for a credit card, it is a good idea to know what you are able to afford and spend within your means. By creating a monthly budget, you are able to man...

As an organisation owned by its members, we have a long tradition of supporting members through uncertain times. Whether it is a bushfire, a flood, a drought or now a virus, we have done this for more than 55 years and will continue to do so, as we face this current challenge together. In uncertain times, you can be absolutely certain about our sup...